Pet Insurance
Achieving the best outcomes for your pet without compromises.
Giving Your Pet Every Treatment Option
If your pet has insurance please bring details so we can provide the necessary information for you to lodge your claim with your insurer. The IAEC recommends pet insurance for all pets.
Insurance allows vets to achieve the best outcomes for pets, rather than having to make compromises based on finances. High-quality medical care costs a lot of money. The good news in the human world is that healthcare is Medicare funded and many people have private health insurance. This is not the case in the animal world – health care costs remain high but veterinary care is not subsidized by the government and currently, few people have pet insurance. In other countries such as the United Kingdom, pet insurance rates are much higher than in Canada. We see many cases each year where treatable conditions must be left untreated due to financial constraints, sometimes with dire consequences. Other times, limited finances mean that care can be provided, but not at a level most likely to lead to a good outcome.
The Reality of Care Costs
- Medical costs remain high without subsidies.
- Financial constraints can lead to untreated conditions.
- Insurance allows vets to perform the best possible care.
Peace of Mind
The benefit of pet insurance is that you do not have to come up with a large sum of money all at once. If your pet is insured and the unexpected happens, money is one less thing for you to worry about.
Veterinarians love pet insurance because they can do what’s best for your pet without having to worry as much about money.
Range of Options
Several insurance companies provide pet insurance in the Canadian market with a range of options.
- Preventative care (vet checks, vaccinations)
- Unexpected illnesses
- Accidents (car hits, dog attacks)
Read the Fine Print
As with any investment, be sure to read the fine print before purchasing a pet insurance plan. Thoroughly research the available plans to find one that is right for you and your pet.
Time Limits
Some insurers have time limits on the length of cover provided for each illness, which may exclude long-term, chronic, or recurring illnesses.
Breed & Illness Exclusions
Other plans may exclude certain breeds or types of illnesses from being covered.
Age Cut-offs
Some plans have an age cut-off after which your pet is not covered, so ensure coverage continues as your pet ages.
Lifetime Coverage
Be sure to find one that will cover them for their whole life, even if they develop diabetes, arthritis, or are hit by a car.
24/7 Emergency Care Available!
Your pet's emergency is our priority. We're always here when you need us most, day or night.